The money book for the young, fabulous & broke
[This book] address[es] the specific financial reality that young people face today, and it offers a set of real, not impossible, solutions to the problems at hand and the problems ahead. Concisely, pragmatically, and without a whiff of condescension, [the author] tells [the] readers precisely what...
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| Format: | Book |
| Language: | English |
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New York :
Riverhead Books,
2005.
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Table of Contents:
- Introduction : for the young, fabulous & broke
- Operating manual
- 1. Know the score. What your credit report says about you ; How your credit score runs your financial life ; Smart moves for boosting your score
- 2. Career moves. Surviving on a too-small paycheck ; Paying your dues ; Dealing with office politics ; Effective job hunting
- 3. Give yourself credit. Qualifying for the best credit card deals ; Balance transfers ; Fee traps ; Protecting a low interest rate ; The best way to pay down your balances
- 4. Making the grade on student debt. Consolidation strategies ; Payback options
- 5. Save up. Squeezing more out of what you make ; Paying off debt vs. saving ; CDs, money markets, money funds
- 6. Retirement rules. Why you can't afford to pass up a 401(k) company match ; How a Roth IRA trumps your 401(k) ; The right way to do an IRA rollover
- 7. Investing made easy. The best funds for your 401(k) and Roth IRA ; Diversifying your risk ; Dollar cost averaging
- 8. Big-ticket purchase : car. The lease trap ; Financing tips ; Cash back v. zero-percent loan ; Auto insurance
- 9. Big-ticket purchase : home. Making the move from renter to homeowner ; Running the mortgage maze ; Private mortgage insurance ; Protecting your home
- 10. Love & money. Merging finances when you merge lives ; Life insurance ; Wills ; Trusts ; Power of attorney ; Borrowing from friends and family
- Don't do it.